DETAILED BUDGET CALCULATOR

INSTRUCTIONS

This calculator will help you develop a detailed budget based on a full list of your income and expenses and monitor that budget over time.

1. Enter your estimated values for monthly income and expenses.
2. To calculate the result, click the Total and Subtotal buttons as you complete each section.
3. If you wish, you can print the result and enter actual expenses over the course of a month. 
4. You can return to the calculator at a later date to compare estimated and actual values. It will calculate whether you are over or under in your estimates so you can adjust your spending accordingly.

You may also like to try our Simple Budget Calculator

INCOME   Salary/Wage - Person 1 Salary/Wage - Person 2 Other Income FIXED EXPENSES Estimated Actual (+) or (-)   Loan Repayments Mortgage/Rent Credit Card Payments Home Equity Loan(s) Car Loan(s) Taxes not withheld from salary/wage Person 1 Person 2 Insurance Premiums Life Car Home Health Other Savings/Investments Holiday fund Emergency fund Education fund Additional Retirement (Super, IRA, etc.) Investment fund Other VARIABLE EXPENSES Estimated Actual (+) or (-) Utilities Electricity Gas Telephone Water and Sewer Other Transportation Vehicle Fuel, Maintenance and Running Costs Public Transport Clothing Person 1 Person 2 Children Spending Money Person 1 Person 2 Children Other variable expenses Food and Drinks Personal Care (hair, manicures etc.) Recreation, Entertainment Medical/Dental Charity Special Expenses (tuition, child support, etc.) Miscellaneous   RESULT Estimated Actual (+) or (-)   Fixed Expenses Total Expenses Income Less Expenses Income Less Expenses Over 12 Months